Membership

We are a financial co-operative that provides savings and loan facilities for the benefit of our members. As a co-operative, we are owned and controlled by our members, each of whom has one vote (once aged 16 or over) – regardless of how much or how little they have saved.

Each credit union serves members drawn from particular area or group – this is known as a common bond. For many credit unions that common bond is the area they live in. For others the common bond might be the occupation members work in, the employer they work for or, perhaps, members are drawn from a society or association.

This common bond is what enables members to know and trust one another.

Our common bond is the area we live in.

Members of our credit union enjoy many benefits, including:

No fees – Free Services – Convenience – Community Benefits

• There are no account fees, maintenance costs or charges
• Online Banking Facilities – Coming Soon
• Competitive loan interest rates
• Encouragement and advice on a regular savings programme and budget accounts
• Pay into your savings or pay off your loan by direct debit or Debit Card
• Loan Protection and Life Savings Insurance at no direct cost to eligible members
• Nomination of your accounts  – See the Savings Section for more detailed information.
• Death Benefit Insurance
• Operate Welfare Benefit Accounts

Joining is Easy! To be eligible for membership of Newtownhamilton Credit Union you must be living or working within our common bond area.

To open a savings account you’ll need the following;

Evidence of ID: For example a current valid Passport, or Drivers Licence.

Evidence of Address: For example, a recent Utility Bill, Local Authority Document, Official Document from a Government Body or Bank/Building Society statement.

Contact us today to join at info@nthcu.com